EOFY Contributions Deadline Approaching


Make sure you get your contributions in before the EOFY deadline


Should you be thinking about making a personal after tax contribution into your super account for this financial year, now is the time to do it. CBH Super needs to receive your contribution on or before Friday June 29 for EFT and on or before Thursday June 28 for all cheques.


How to make contributions

Personal contributions can be made by EFT or cheque.

 

EFT Payments

Account Name: CBH Superannuation Fund

BSB: 066130

Account Number: 00904849

Narration: Please use your member number as the narration

EFT payments need to be in our account by Friday June 29 2018. Please note that it can take a few days for EFT payments to be processed so please allow for this when making your contribution.

 

Cheque payments: Please make your cheque payable to “CBH Superannuation Fund” and send to GPO Box L886 PERTH WA 6842 or via internal mail. Cheque payments needs to be received in the CBH Super office by the latest Thursday June 28 2018, to enable us to have time to deposit the cheque.

 

Know the limits

There are limits (known as contribution caps) to how much you can contribute to super each year. Please ensure you check your contributions for the year when you log in to your account. More information on contribution caps can be found in our Other Information Brochure


We are here to help!

If you need further information please contact us directly – Donna Adam on 9237 9707 or This email address is being protected from spambots. You need JavaScript enabled to view it.


How to Make a Spousal Contribution

The Federal Government provides a tax offset of up to $540 pa where you make a post-tax contribution to your spouse’s account. These need to be made before June 30 each year. More information on making a spousal contributions and eligibility for the tax offset can be found here - Spouse Contributions.

 

If your spouse is not already a member, they can become a member of the CBH Super Fund if you are an active member (including growers) or a retained member. They will get all the same benefits including competitive fees and personal service and only need to contribute $20 to set this up.


If you would like more information on contributions, please see our Other Information  Brochure or Contributing to Super.

      

Unit prices

The unit prices set by the Trustee for 1 – 30 June 2018 are:

Accumulation accounts  

 

Growth MySuper Option

Balanced Option

Cash
Option

Unit price

1.1349

1.5381

1.0220


 Pension accounts  

 

Pension Growth Option

Pension Balanced Option

Pension Cash
Option

Unit price

1.0000

1.2820

1.0802


 
The actual returns for each option for the period 1 July 2017 to 31 May 2018 (11 months) are:

Growth MySuper Option           6.75%

Balanced Option                      6.50%

Cash Option                            2.01%

Pension Growth Option            NA^

Pension Balanced Option          7.42%

Pension Cash Option                2.61%

^ No money has been invested in the Pension Growth option during the period.

Previous Unit Prices


Accumulation Accounts                                                               

                                                                               

 

Growth MySuper Option

Balanced Option

Cash Option

Period

Buy

Sell

Buy

Sell

Buy

Sell

1 - 30 Jun 18

1.1349

1.1349

1.5381

1.5381

1.0220

1.0220

1- 31 May 18 

1.1205 

1.1205 

1.5199 

1.5199 

1.0196 

1.0196 

1 - 30 Apr 18

1.1042

1.1042

1.4996

1.4996

1.0183

1.0183

1 – 31 Mar 18

1.1160

1.1160

 1.5163

 1.5163

 1.0163

1.0163

1 – 28 Feb 18

1.1192

1.1192

1.5183

1.5183

1.0157

1.0157

1 – 31 Jan 18

1.1142

1.1142

1.5114

1.5114

1.0141

1.0141

1 – 31 Dec 17

1.1097

1.1055

1.5072

1.5026

1.0123

1.0123

1 –30 Nov 17

1.0929

1.0887

1.4857

1.4813

1.0103

1.0103

1 – 31 Oct 17

1.0684

1.0646

1.4545

1.4505

1.0080

1.0080

1 – 30 Sep 17

1.0641

1.0603

1.4477

1.4437

1.0060

1.0060

1 – 31 Aug 17

1.0580

1.0542

1.4389

1.4349

1.0042

1.0042

1 – 31 Jul 17

1.0639

1.0601

1.4462

1.4422

1.0019

1.0019

 

  

 

Growth MySuper Option

Balanced Option

Cash Option

Period

Buy

Sell

Buy

Sell

Buy

Sell

30 June 2017 (annual statement)

1.0631
6.31% return for 11 months*

1.4442
8.89% return for year

1.0019
 0.19% return for 15 days#

1 – 30 Jun 17

1.0721

1.0685

1.4552

1.4524

1.0019

1.0019

1 – 31 May 17

1.0644

1.0608

1.4493

1.4465

 -

1 – 30 Apr 17

1.056

1.052

1.430

1.426

 -

 -

1 – 31 Mar 17

1.039

1.035

1.401

1.397

 -

 -

1 – 28 Feb 17

1.026

1.022

1.379

1.375

 -

 -

1 – 31 Jan 17

1.040

1.036

1.389

1.385

 -

 -

1 – 31 Dec 16

1.017

1.013

1.357

1.353

 -

 -

1 – 30 Nov 16

1.004

1.000

1.341

1.337

 -

 -

1 – 31 Oct 16

1.028

1.024

1.359

1.355

 -

 -

1 – 30 Sep 16

1.037

1.033

1.360

1.356

 -

 -

1 – 31 Aug 16

1.002

0.998

1.365

1.361

 -

 -

23 – 31 Jul 16

1.002

0.998

1.355

1.351

 -

 -

1 – 21 Jul 16

1.002

0.998

1.328

1.324

-

 -

* The Growth MySuper Option was funded from 1 August 2016 and therefore the return is for eleven months.

The Cash option was introduced from 15 June 2017 and only represents 15 days of return.

 

Pension Accounts 

 

 

Pension Growth Option

Pension Balanced Option

Pension Cash Option

Period

Buy

Sell

Buy

Sell

Buy

Sell

1 - 30 Jun 18

1.0000

1.0000

1.2820

1.2820

1.0802

1.0802

1- 31 May 18

1.0000

1.0000

1.2662

1.2662

1.0774

1.0774

1 – 30 Apr 18

1.0000

1.0000

1.2450

1.2450

1.0737

1.0737

1 – 31 Mar 18

1.0000

1.0000

1.2569

1.2569

1.0712

1.0712

1 – 28 Feb 18

1.0000

1.0000

1.2588

1.2588

1.0157

1.0157

 1 – 31 Jan 18

1.0000

1.0000

1.2529

1.2529

1.0669

1.0669

 1 – 31 Dec 17

1.0019

0.9981

1.2486

1.2448

1.0648

1.0648

 1 – 30 Nov 17

1.0019

0.9981

1.2299

1.2263

1.0625

1.0625

 1 – 31 Oct 17

1.0018

0.9982

1.2028

1.1994

1.0598

1.0598

 1 – 30 Sep 17

1.0018

0.9982

1.1969

1.1935

1.0575

1.0575

 1 – 31 Aug 17

1.0018

0.9982

1.1893

1.1859

1.0552

1.0552

1 – 31 Jul 17

1.0018

0.9982

1.1951

1.1917

1.0527

1.0527

 

 


 

 

Pension Growth Option

Pension Balanced Option

Pension Cash Option

Period

Buy

Sell

Buy

Sell

Buy

Sell

30 June 2017 (annual statement)

1.000#
5.37% return for year*

1.1934
8.93% return for the year

1.0527
1.47% return for the year

1 – 30 Jun 17

1.0018

0.9982

1.2029

1.2001

1.0508

1.0508

1 – 31 May 17

1.0542

1.0506

1.1979

1.1951

1.0492

1.0492

1 – 30 Apr 17

1.039

1.035

1.183

1.179

1.048

1.048

1 – 31 Mar 17

1.018

1.014

1.163

1.159

1.046

1.046

1 – 28 Feb 17

0.995

0.991

1.143

1.139

1.047

1.047

1 – 31 Jan 17

1.001

0.997

1.149

1.145

1.046

1.046

1 – 31 Dec 16

0.977

0.97

1.123

1.119

1.042

1.042

1 – 30 Nov 16

1.000

0.996

1.109

1.105

1.042

1.042

1 – 31 Oct 16

1.002

0.998

1.126

1.122

1.041

1.041

1 – 30 Sep 16

1.002

0.998

1.126

1.122

1.040

1.040

1 – 31 Aug 16

1.002

0.998

1.131

1.127

1.039

1.039

23 – 31 Jul 16

1.002

0.998

1.122

1.118

1.039

1.039

1 – 21 Jul 16

1.002

0.998

1.098

1.094

1.037

1.037


* The Pension Growth Option was funded from 1 October 2016 to 18 June 2017 and the return is inclusive of these dates only.  #The unit price has reverted to 1.0000.


Historical Unit Prices

To view the unit prices for 2015/2016, please click here.

To view the unit prices for 2014/2015, please click here.

To view the unit prices for 2013/2014, please click here.

To view the unit prices for 2012/2013, please click here.

  

 

 

 

Significant Event Notices

Summary of significant event notices and material change notices in the last two years

The following table provides a summary of the significant event notices and material change notices sent to members in the past two years.  These notices are generally included in a Fund newsletter or the Annual Report, however where only a small number of members are affected or we wish to provide tailored information to each member, the notice may be via separate communication to individual members.

Where a general notice was sent, you can view a copy by clicking on the link provided under the ‘nature of the event or change’.            


Notice date Nature of event or change Description of the change
December 2017 Removal of Buy-Sell spread From 1 January 2018, the Trustee has removed the buy-sell spread for all investment options in the Fund. 
October 2017 Change to Buy-Sell spread The Fund’s buy-sell spread for each option has changed.
October 2017 Change to the socially responsible investing statement The Trustee has updated its statement on socially responsible investing.
October 2017 Change to investment objectives The Fund has amended the Growth MySuper/Pension Growth and Balanced/Pension Balanced option objectives to use the Australian CPI rather than the Perth CPI.
October 2017 Change to fees The actual fees for the year ending 30 June 2017 are provided.
October 2017 New Investment Option The Cash Option was introduced for accumulation members.
April 2017 Update to Unit Pricing Policy The Fund’s Unit Pricing Policy has been updated to reflect our full range of investment options, the processes used by SuperBPO in calculating unit prices and changes that have occurred to allow the Fund to offer a MySuper product.
Approx 1100 member affected.
April 2017 CBH Super will offer a MySuper Product from 1 May 2017 CBH Super will offer a MySuper product "Growth MySuper" from 1 May 2017.  As part of this offering, the Growth option will now be called the Growth MySuper option.
April 2017 No accrued default amounts (ADAs) remain in the Fund from 1 May 2017 CBH Super does not hold any accrued default amounts from 1 May 2017 and as such, no member will have their previous ADA amount compulsorily transferred to Kinetic Super.
February 2017 Compulsory transfer of accrued default amount Any member with amount held in the Balanced option (formerly known as the Managed option) in CBH Super Fund at 31 December 2013, less any amounts that have been transferred out of this option since that date -‘accrued default amount’ (ADA) are required to transfer the ADA to a MySuper product, unless the member opts out of this transfer.
Approx 750 members affected.
September 2016 Advice of the Fund’s Management Expense Ratio (MER) for the 2015/16 year. The MER has increased from 0.28% for the year ending 31 October 2015 to 0.31% for the 8 months ending 30 June 2016.
The 2016 MER is made up of an investment fee of 0.12% and indirect costs of 0.19%.
September 2016 Asset allocation change – Balanced and Pension Balanced options The investment strategy is regularly reviewed by the Trustee. The strategic asset allocation for the Balanced and Pension Balanced options was amended to suit current market conditions.