Performance

Member Investment Choice

CBH Super offers three investment options for superannuation accounts and transition to retirement pensions:

  1. Growth MySuper option
  2. Balanced option, and

  3. Cash option

Investment options for account based pension are:

  1. Pension Growth option
  2. Pension Balanced option, and

  3. Pension Cash option.

Members can invest in one, two or a combination of three options. To change investment options, use the relevant Investment Switch form.

Long term investment returns to member accounts

  

1 Year return

3 Year return

5 Year return

10 Year return

Growth MySuper option

6.31%

-

-

-

Balanced Option

8.89%

4.08%

7.61%

5.14%

Cash Option

0.19%

-

-

-

Pension Growth Option

NA

-

-

-

Pension Balanced Option

8.93%

3.63%

-

-

Pension Cash Option

1.47%

1.30%

-

-

Note these investment returns would only apply to amounts that had been invested in the option for the entire period.  Each member's individual return will vary depending on when they joined the Fund and the timing of any contributions made to or withdrawals paid from their account during the periods.

Also note:

  • From 1 July 2016 the Managed option and Pension Managed option were renamed Balanced options.  
  • The Growth MySuper option (renamed from Growth option from 1 May 2017) was funded from 1 August 2016 and therefore the 1 Year return does not represent a full financial year.  
  • The Cash option was introduced from 15 June 2017 and only represents 15 days of return.
  • The Pension Growth option was funded from 1 October 2016 however no amount is invested in the option at 30 June 2017, therefore no return exists for the year ending 30 June 2017.
  • 3, 5 and 10 year returns are not advised where the option has not been available for the full period of returns.


Historical annual investment returns to member accounts

The yearly investment returns to member accounts for the 2010 - 2017 financial years are shown in the below tables: 

Accumulation accounts

 

Growth MySuper

Balanced Option

Cash Option

2017

6.31%

8.89%

0.19%

2016^

NA

0.19%

NA

2015

NA

3.40%

NA

2014

NA

8.13%

NA

2013

NA

18.39%

NA

2012

NA

12.00%

NA

2011

NA

1.78%

NA

2010

NA

7.01%

NA

The Growth MySuper option (formerly the Growth option) was funded from 1 August 2016 and therefore the return does not represent a full financial year of returns.
The Cash option was funded from 15 June 2017 and therefore is only 15 days of returns.
^Due to a change in end of financial year date from 31 October to 30 June, these returns only include returns for an 8 month period during 2015 - 16.

 Pension accounts

 

Pension Growth

Pension Balanced

Pension Cash

2017

NA*

8.93%

1.47%

2016^

NA

-0.37%

0.71%

2015

NA

2.43%

1.95%

2014

NA

7.35%

1.05%

2013

NA

NA

NA

2012

NA

NA

NA

2011

NA

NA

NA

2010

NA

NA

NA

* The Pension Growth option was funded from 1 October 2016 however no amount is invested in the option at 30 June 2017, therefore no return exists for the year ending 30 June 2017.
^Due to a change in end of financial year date from 31 October to 30 June, these returns only include returns for an 8 month period during 2015 - 16.

Unit Prices. 

The Trustee sets unit prices for calculating the payment amounts for members who make full or partial withdrawals from their account during the year. Unit prices are also used to buy units for members who have contributions or rollovers come into the Fund during the year.

The unit price is dependent upon the investment market conditions at the time and may go up or down from month to month. It is reviewed each month to avoid any cross-subsidy occurring between current and exiting members due to changing investment asset values. The current prices are on the Home page or you can access them by clicking here.

 

Pension Growth

Pension Balanced

Pension Cash

2017

6.12%

8.74%

0.19%

2016^

NA

-0.37%

0.71%

2015

NA

2.43%

1.95%

2014

NA

7.35%

1.05%

2013

NA

NA

NA

2012

NA

NA

NA

2011

NA

NA

NA

2010

NA

NA

NA